/* AM FCA and Associates - Main Stylesheet */
:root{
  --navy:#0a2540;
  --navy-deep:#061a31;
  --gold:#1d5fa7;            /* Professional blue accent (ICAI-style) — AA on white */
  --gold-dark:#14497f;        /* Darker blue — WCAG AA for SMALL text on white */
  --gold-soft:#9cc3ea;
  --cream:#ffffff;
  --paper:#ffffff;
  --ink:#1a1a1a;
  --muted:#5b6678;
  --line:#e3e8ef;
  --saffron:#ff9933;
  --green:#138808;
  --whatsapp:#25d366;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;background:var(--cream);color:var(--ink);line-height:1.6;font-size:16px;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none;transition:color 0.2s}
a:hover{color:var(--gold)}
.container{max-width:1200px;margin:0 auto;padding:0 24px}

/* Skip link for accessibility */
.skip-link{position:absolute;top:-40px;left:0;background:var(--navy);color:#fff;padding:8px 16px;z-index:1000;text-decoration:none}
.skip-link:focus{top:0;color:#fff}

/* Top notification strip */
.top-strip{background:var(--navy-deep);color:#cfd6e1;font-size:13px;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.05)}
.top-strip .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.top-strip a{color:#cfd6e1;text-decoration:none}
.top-strip a:hover{color:var(--gold-soft)}
.top-strip-left{display:flex;gap:24px;flex-wrap:wrap}
.top-strip-left span{display:inline-flex;align-items:center;gap:6px}
.top-strip-wa a{color:#4fd47f;display:inline-flex;align-items:center;gap:6px;font-weight:600}
.top-strip-wa a:hover{color:#7ee0a8}

/* Header & nav */
.site-header{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:100;backdrop-filter:blur(8px)}
.header-inner{display:flex;justify-content:space-between;align-items:center;padding:18px 0}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.brand:hover{color:inherit}
.ca-logo{width:54px;height:54px;flex-shrink:0}
.firm-name{font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:24px;color:var(--navy);letter-spacing:0.3px;line-height:1.1}
.firm-tag{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:2px;margin-top:2px}
.main-nav ul{display:flex;list-style:none;gap:28px;align-items:center}
.main-nav a{color:var(--ink);font-size:13px;font-weight:500;position:relative}
.main-nav a:hover{color:var(--gold)}
.main-nav a::after{content:'';position:absolute;bottom:-6px;left:0;width:0;height:1.5px;background:var(--gold);transition:width 0.3s ease}
.main-nav a:hover::after,.main-nav a.active::after{width:100%}
.main-nav a.active{color:var(--navy);font-weight:600}
.menu-toggle{display:none;background:none;border:none;font-size:24px;cursor:pointer;color:var(--navy);padding:8px}

/* Page hero (used on inner pages) */
.page-hero{background:linear-gradient(180deg, var(--cream) 0%, #eef2f7 100%);padding:18px 0 16px;border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;top:0;right:0;width:40%;height:100%;background-image:linear-gradient(var(--line) 1px, transparent 1px),linear-gradient(90deg, var(--line) 1px, transparent 1px);background-size:48px 48px;opacity:0.3;mask-image:radial-gradient(ellipse at top right, black 10%, transparent 70%);-webkit-mask-image:radial-gradient(ellipse at top right, black 10%, transparent 70%)}
.page-hero-inner{position:relative;z-index:2;max-width:780px}
.page-hero .breadcrumb{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:6px}
.page-hero .breadcrumb a{color:var(--muted)}
.page-hero .breadcrumb a:hover{color:var(--gold-dark)}
.page-hero h1{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(20px,2.2vw,26px);line-height:1.15;color:var(--navy);letter-spacing:-0.01em;margin-bottom:6px}
.page-hero h1 em{font-style:italic;color:var(--gold);font-weight:400}
.page-hero .lead{font-size:13px;color:var(--muted);max-width:620px;line-height:1.45;margin:0}

/* Home hero (richer) */
.hero{background:radial-gradient(ellipse at top right, rgba(29,95,167,0.08), transparent 50%),linear-gradient(180deg, var(--cream) 0%, #eef2f7 100%);padding:90px 0 110px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:0;right:0;width:50%;height:100%;background-image:linear-gradient(var(--line) 1px, transparent 1px),linear-gradient(90deg, var(--line) 1px, transparent 1px);background-size:48px 48px;opacity:0.35;mask-image:radial-gradient(ellipse at top right, black 10%, transparent 70%);-webkit-mask-image:radial-gradient(ellipse at top right, black 10%, transparent 70%)}
.hero-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:center;position:relative;z-index:2}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:3px;color:var(--gold-dark);margin-bottom:24px}
.hero-eyebrow::before{content:'';width:32px;height:1px;background:var(--gold-dark)}
.hero h1{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(36px,5vw,60px);line-height:1.05;color:var(--navy);letter-spacing:-0.02em;margin-bottom:24px}
.hero h1 em{font-style:italic;color:var(--gold);font-weight:400}
.hero p.lead{font-size:17px;color:var(--muted);max-width:520px;margin-bottom:36px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;font-size:14px;font-weight:500;text-decoration:none;border-radius:2px;transition:all 0.25s;letter-spacing:0.4px;cursor:pointer;border:none;font-family:'Inter',sans-serif}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--gold);transform:translateY(-1px);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border:1px solid var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}

/* Hero card */
.hero-card{background:var(--paper);border:1px solid var(--line);padding:36px;box-shadow:0 24px 60px -20px rgba(10,37,64,0.18);position:relative}
.hero-card::before{content:'';position:absolute;top:-1px;left:-1px;right:-1px;height:3px;background:linear-gradient(90deg, var(--saffron), var(--paper) 50%, var(--green))}
.hero-card h2{font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--navy);margin-bottom:20px;font-weight:600}
.compliance-list{list-style:none}
.compliance-list li{display:flex;gap:14px;align-items:flex-start;padding:12px 0;border-bottom:1px dashed var(--line);font-size:14px}
.compliance-list li:last-child{border-bottom:none}
.compliance-list .check{width:22px;height:22px;flex-shrink:0;background:var(--navy);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px}

/* Sections */
section{padding:80px 0;position:relative}
.section-head{text-align:center;margin-bottom:50px;max-width:780px;margin-left:auto;margin-right:auto}
.section-head.left{text-align:left;margin-left:0}
.section-eyebrow{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:3px;color:var(--gold-dark);margin-bottom:14px}
.section-title{font-family:'Fraunces',Georgia,serif;font-size:clamp(28px,3.8vw,40px);color:var(--navy);font-weight:500;letter-spacing:-0.01em;line-height:1.15}
.section-sub{color:var(--muted);max-width:620px;margin:18px auto 0;font-size:16px}
.section-head.left .section-sub{margin-left:0}

h2{font-family:'Fraunces',Georgia,serif;font-weight:500;color:var(--navy);letter-spacing:-0.01em;line-height:1.2}
h3{font-family:'Fraunces',Georgia,serif;font-weight:600;color:var(--navy);letter-spacing:-0.005em;line-height:1.25}
h4,h5{font-family:'Fraunces',Georgia,serif;font-weight:600;color:var(--navy)}

/* Two-column content for inner pages */
.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:60px;align-items:flex-start}
.content-grid .content-main h2{font-size:28px;margin:32px 0 16px}
.content-grid .content-main h2:first-child{margin-top:0}
.content-grid .content-main h3{font-size:20px;margin:24px 0 12px}
.content-grid .content-main p{margin-bottom:16px;color:var(--ink)}
.content-grid .content-main ul,.content-grid .content-main ol{margin:16px 0 16px 24px;color:var(--ink)}
.content-grid .content-main ul li,.content-grid .content-main ol li{margin-bottom:8px}
.content-aside{position:sticky;top:100px}
.aside-card{background:var(--paper);border:1px solid var(--line);padding:24px;margin-bottom:20px}
.aside-card h4{font-size:14px;text-transform:uppercase;letter-spacing:2px;margin-bottom:14px;color:var(--gold)}
.aside-card ul{list-style:none}
.aside-card ul li{padding:8px 0;border-bottom:1px solid var(--line);font-size:13px}
.aside-card ul li:last-child{border-bottom:none}

/* About visual / cover image */
.about-cover{aspect-ratio:4/3;max-height:380px;background:linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center;border:1px solid var(--line)}
.about-cover img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0;z-index:2}
.about-cover-fallback{position:relative;z-index:1;text-align:center;padding:24px}
.about-cover-fallback::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle at 20% 30%, rgba(29,95,167,0.18) 0%, transparent 40%),radial-gradient(circle at 80% 70%, rgba(29,95,167,0.12) 0%, transparent 40%);pointer-events:none}
.about-cover-mark{font-family:'Fraunces',Georgia,serif;font-size:clamp(56px,8vw,96px);font-weight:600;color:var(--gold);letter-spacing:-0.02em;line-height:1;position:relative}
.about-cover-sub{position:absolute;bottom:14px;left:14px;right:14px;color:#cfd6e1;font-size:12px;text-transform:uppercase;letter-spacing:2px;border-top:1px solid rgba(255,255,255,0.15);padding-top:12px;z-index:2}
/* When image loads successfully, hide the fallback text */
.about-cover:not(.no-img) .about-cover-fallback{display:none}

/* Stats */
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:36px}
.stat-item{border-top:2px solid var(--gold);padding-top:14px}
.stat-num{font-family:'Fraunces',Georgia,serif;font-size:32px;color:var(--navy);font-weight:600}
.stat-label{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px}

/* Team card */
.team-card{max-width:900px;margin:0 auto;background:var(--paper);border:1px solid var(--line);display:grid;grid-template-columns:280px 1fr;overflow:hidden}
.team-photo{background:linear-gradient(135deg, var(--navy), var(--navy-deep));display:flex;align-items:center;justify-content:center;color:var(--gold-soft);font-family:'Fraunces',Georgia,serif;font-size:80px;font-weight:600;letter-spacing:-2px;position:relative}
.team-photo::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 30% 30%, rgba(29,95,167,0.2), transparent 60%)}
.team-info{padding:36px}
.team-info h3{font-family:'Fraunces',Georgia,serif;font-size:26px;color:var(--navy);font-weight:600;margin-bottom:6px}
.team-role{color:var(--gold);font-size:12px;text-transform:uppercase;letter-spacing:2px;margin-bottom:20px;font-weight:600}
.team-info p{color:var(--muted);font-size:14px;margin-bottom:18px}
.team-creds{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;border-top:1px solid var(--line);padding-top:20px}
.cred-item .cred-label{font-size:12px;text-transform:uppercase;letter-spacing:1.5px;color:var(--muted);margin-bottom:3px}
.cred-item .cred-value{font-size:13px;color:var(--ink);font-weight:500}

/* Services */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-card{background:var(--cream);border:1px solid var(--line);padding:36px 30px;transition:all 0.3s;position:relative;overflow:hidden;scroll-margin-top:100px}
.service-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s}
.service-card:hover{border-color:var(--navy);transform:translateY(-4px);box-shadow:0 20px 40px -16px rgba(10,37,64,0.15);background:var(--paper)}
.service-card:hover::before{transform:scaleX(1)}
.service-icon{width:52px;height:52px;background:var(--paper);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;margin-bottom:22px;color:var(--navy)}
.service-card h3{font-family:'Fraunces',Georgia,serif;font-size:21px;color:var(--navy);font-weight:600;margin-bottom:12px;letter-spacing:-0.01em}
.service-card p{font-size:14px;color:var(--muted);line-height:1.65}
.service-card ul{list-style:none;margin-top:14px;font-size:13px;color:var(--muted)}
.service-card ul li{padding:6px 0 6px 18px;position:relative}
.service-card ul li::before{content:'';position:absolute;left:0;top:13px;width:8px;height:1px;background:var(--gold)}

/* Services - detailed page version */
.service-block{padding:40px 0;border-bottom:1px solid var(--line);scroll-margin-top:100px}
.service-block:last-child{border-bottom:none}
.service-block h2{font-size:32px;margin-bottom:8px}
.service-block .service-eyebrow{font-size:12px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;margin-bottom:8px;font-weight:600}
.service-block .service-lede{font-size:17px;color:var(--muted);max-width:780px;margin:0 0 24px}
.service-block-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;margin-top:24px}
.service-detail-list{list-style:none}
.service-detail-list li{padding:14px 0 14px 28px;position:relative;border-bottom:1px dashed var(--line);font-size:14px;color:var(--ink)}
.service-detail-list li:last-child{border-bottom:none}
.service-detail-list li::before{content:'';position:absolute;left:0;top:21px;width:14px;height:1px;background:var(--gold)}
.service-detail-list li strong{display:block;color:var(--navy);margin-bottom:3px;font-family:'Fraunces',Georgia,serif;font-weight:600}
.service-side-card{background:var(--cream);border-left:3px solid var(--gold);padding:24px}
.service-side-card h4{font-family:'Fraunces',Georgia,serif;font-size:16px;color:var(--navy);margin-bottom:12px;font-weight:600}
.service-side-card p{font-size:13px;color:var(--muted);line-height:1.6;margin-bottom:14px}

/* Features (dark) */
.features{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.features::before{content:'';position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg, transparent, var(--gold), transparent)}
.features::after{content:'';position:absolute;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle, rgba(29,95,167,0.08) 0%, transparent 70%);top:-300px;right:-200px;pointer-events:none}
.features .section-title{color:#fff}
.features .section-sub{color:#a8b2c2}
.features-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.08);position:relative;z-index:2}
.feature-item{background:var(--navy);padding:36px 28px;transition:background 0.3s}
.feature-item:hover{background:var(--navy-deep)}
.feature-num{font-family:'Fraunces',Georgia,serif;color:var(--gold);font-size:14px;margin-bottom:18px;letter-spacing:2px}
.feature-item h4{font-family:'Fraunces',Georgia,serif;font-size:18px;font-weight:600;margin-bottom:10px;color:#fff}
.feature-item p{font-size:13px;color:#a8b2c2;line-height:1.6}

/* Calendar */
.calendar-table-wrap{background:var(--paper);border:1px solid var(--line);overflow-x:auto}
.calendar-table{width:100%;border-collapse:collapse;min-width:640px}
.calendar-table thead{background:var(--navy);color:#fff}
.calendar-table th{padding:18px 20px;text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:2px;font-weight:600}
.calendar-table td{padding:18px 20px;border-bottom:1px solid var(--line);font-size:14px;color:var(--ink)}
.calendar-table tbody tr:hover{background:var(--cream)}
.due-date{font-family:'Fraunces',Georgia,serif;font-weight:600;color:var(--gold-dark);font-size:15px}
.compliance-tag{display:inline-block;padding:4px 10px;font-size:10px;text-transform:uppercase;letter-spacing:1px;background:var(--cream);border:1px solid var(--line);color:var(--muted)}
.calendar-note{text-align:center;margin-top:20px;font-size:13px;color:var(--muted);font-style:italic}

/* Insights / blog */
.insights-list{display:grid;gap:20px;margin-bottom:48px}
.insight-card{background:var(--paper);border:1px solid var(--line);padding:28px;transition:all 0.3s;display:block;color:inherit}
.insight-card:hover{border-color:var(--navy);box-shadow:0 16px 32px -12px rgba(10,37,64,0.12);transform:translateY(-2px);color:inherit}
.insight-meta{display:flex;gap:14px;align-items:center;margin-bottom:12px;font-size:11px;text-transform:uppercase;letter-spacing:1.5px}
.insight-date{color:var(--gold);font-weight:600}
.insight-tag{background:var(--cream);padding:3px 10px;border:1px solid var(--line);color:var(--muted)}
.insight-card h3{font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--navy);margin-bottom:10px;font-weight:600;line-height:1.3}
.insight-card p{font-size:14px;color:var(--muted);line-height:1.65}
.insight-readmore{display:inline-block;margin-top:14px;font-size:12px;color:var(--gold-dark);text-transform:uppercase;letter-spacing:2px;font-weight:600}

/* Downloads */
.downloads-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.download-card{background:var(--cream);border:1px solid var(--line);padding:24px;transition:all 0.3s;color:inherit;display:flex;flex-direction:column}
.download-card:hover{transform:translateY(-3px);border-color:var(--gold);background:var(--paper);box-shadow:0 16px 32px -12px rgba(10,37,64,0.12);color:inherit}
.download-icon{width:42px;height:42px;background:var(--navy);color:var(--gold-soft);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.download-card h4{font-family:'Fraunces',Georgia,serif;font-size:16px;color:var(--navy);margin-bottom:8px;font-weight:600;line-height:1.3}
.download-card p{font-size:12px;color:var(--muted);flex-grow:1}
.download-meta{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:11px;color:var(--gold);text-transform:uppercase;letter-spacing:1.5px;font-weight:600}

/* FAQ */
.faq-wrap{max-width:820px;margin:0 auto}
.faq-cats{display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-bottom:32px}
.faq-cat{padding:8px 16px;font-size:12px;border:1px solid var(--line);background:var(--paper);cursor:pointer;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;transition:all 0.2s;font-weight:500;font-family:'Inter',sans-serif}
.faq-cat.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.faq-item{background:var(--paper);border:1px solid var(--line);margin-bottom:12px;overflow:hidden;transition:border-color 0.2s}
.faq-item.open{border-color:var(--navy)}
.faq-item[data-cat]{display:none}
.faq-item[data-cat].show{display:block}
.faq-q{padding:22px 26px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:16px;color:var(--navy);transition:background 0.2s;border:none;background:none;width:100%;text-align:left}
.faq-q:hover{background:var(--cream)}
.faq-toggle{width:24px;height:24px;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:14px;color:var(--navy);transition:transform 0.3s;flex-shrink:0}
.faq-item.open .faq-toggle{transform:rotate(45deg);background:var(--navy);color:#fff;border-color:var(--navy)}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s ease, padding 0.4s ease;padding:0 26px;color:var(--muted);font-size:14px;line-height:1.7}
.faq-item.open .faq-a{max-height:600px;padding:0 26px 22px}

/* Tools hub */
.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tool-card{background:var(--cream);border:1px solid var(--line);padding:32px 26px;cursor:pointer;transition:all 0.3s;position:relative;overflow:hidden;text-align:left;font-family:'Inter',sans-serif}
.tool-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s}
.tool-card:hover{transform:translateY(-4px);box-shadow:0 20px 40px -16px rgba(10,37,64,0.18);background:var(--paper);border-color:var(--navy)}
.tool-card:hover::before{transform:scaleX(1)}
.tool-card .tool-icon{width:48px;height:48px;background:var(--navy);color:var(--gold-soft);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.tool-card h4{font-family:'Fraunces',Georgia,serif;font-size:18px;color:var(--navy);font-weight:600;margin-bottom:8px;line-height:1.3;letter-spacing:-0.01em}
.tool-card p{font-size:13px;color:var(--muted);margin-bottom:14px;line-height:1.55}
.tool-card .tool-launch{font-size:11px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-weight:600;display:inline-flex;align-items:center;gap:6px}

/* Tool modals */
.tool-modal{position:fixed;inset:0;background:rgba(6,26,49,0.88);display:none;align-items:flex-start;justify-content:center;z-index:300;padding:24px;overflow-y:auto;backdrop-filter:blur(6px)}
.tool-modal.open{display:flex}
.tool-dialog{background:var(--paper);max-width:880px;width:100%;border-top:3px solid var(--gold);position:relative;margin:20px auto;box-shadow:0 40px 100px -20px rgba(0,0,0,0.6)}
.tool-dialog-header{padding:28px 36px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;background:var(--cream)}
.tool-dialog-header h3{font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--navy);font-weight:600}
.tool-dialog-header .tdh-sub{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:2px;margin-top:4px}
.tool-close{width:36px;height:36px;background:var(--paper);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:18px;cursor:pointer;color:var(--navy);transition:all 0.2s}
.tool-close:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.tool-body{padding:32px 36px;max-height:calc(85vh - 90px);overflow-y:auto}
.tool-tabs{display:flex;gap:0;border-bottom:1px solid var(--line);margin-bottom:24px;overflow-x:auto}
.tool-tab{padding:12px 20px;font-size:13px;font-weight:500;color:var(--muted);cursor:pointer;border-bottom:2px solid transparent;transition:all 0.2s;white-space:nowrap;background:none;border-top:none;border-left:none;border-right:none;font-family:'Inter',sans-serif}
.tool-tab:hover{color:var(--navy)}
.tool-tab.active{color:var(--navy);border-bottom-color:var(--gold);font-weight:600}
.tab-panel{display:none}
.tab-panel.active{display:block}
.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.calc-inputs{padding:0}
.calc-output{background:var(--navy);color:#fff;padding:28px}
.calc-output h5{font-family:'Fraunces',Georgia,serif;font-size:15px;color:var(--gold-soft);margin-bottom:18px;font-weight:500;letter-spacing:0.5px}
.calc-line{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid rgba(255,255,255,0.1);font-size:13px;color:#cfd6e1}
.calc-line.total{margin-top:14px;padding-top:18px;border-top:2px solid var(--gold);border-bottom:none;font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--gold-soft);font-weight:600}
.calc-line.total span:first-child{color:#fff;font-size:11px;text-transform:uppercase;letter-spacing:2px;font-family:'Inter',sans-serif;font-weight:500}
.calc-note{margin-top:18px;font-size:11px;color:#a8b2c2;line-height:1.55;font-style:italic}
.input-group{margin-bottom:16px}
.input-group label{display:block;font-size:11px;text-transform:uppercase;letter-spacing:1.5px;color:var(--muted);margin-bottom:6px;font-weight:500}
.input-group input,.input-group select{width:100%;padding:11px 14px;border:1px solid var(--line);background:var(--cream);font-family:'Inter',sans-serif;font-size:14px;color:var(--ink);transition:border-color 0.2s}
.input-group input:focus,.input-group select:focus{outline:none;border-color:var(--navy);background:#fff}
.input-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.radio-group{display:flex;gap:8px;margin-bottom:16px;flex-wrap:wrap}
.radio-btn{flex:1;min-width:120px;padding:10px;text-align:center;border:1px solid var(--line);background:var(--cream);cursor:pointer;font-size:13px;color:var(--muted);transition:all 0.2s;font-family:'Inter',sans-serif}
.radio-btn.active{background:var(--navy);color:#fff;border-color:var(--navy)}

/* Health Check */
.health-progress{height:6px;background:var(--cream);margin-bottom:24px;position:relative;overflow:hidden}
.health-progress-bar{height:100%;background:var(--gold);width:0%;transition:width 0.4s ease}
.health-step{display:none}
.health-step.active{display:block}
.health-step h4{font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--navy);margin-bottom:8px;font-weight:600}
.health-step .qcount{font-size:11px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;margin-bottom:18px;font-weight:600}
.health-options{display:grid;gap:10px;margin-bottom:24px}
.health-opt{padding:14px 18px;border:1px solid var(--line);background:var(--cream);cursor:pointer;font-size:14px;color:var(--ink);transition:all 0.2s;text-align:left;font-family:'Inter',sans-serif;width:100%}
.health-opt:hover{border-color:var(--navy);background:var(--paper)}
.health-opt.selected{background:var(--navy);color:#fff;border-color:var(--navy)}
.health-nav{display:flex;justify-content:space-between;padding-top:20px;border-top:1px solid var(--line)}
.health-result{display:none}
.health-result.show{display:block}
.health-score-card{text-align:center;padding:32px 20px;background:linear-gradient(135deg, var(--navy), var(--navy-deep));color:#fff;margin-bottom:24px}
.health-score-num{font-family:'Fraunces',Georgia,serif;font-size:64px;color:var(--gold-soft);font-weight:600;line-height:1}
.health-score-label{font-size:12px;color:#cfd6e1;text-transform:uppercase;letter-spacing:2px;margin-top:8px}
.health-score-verdict{font-family:'Fraunces',Georgia,serif;font-size:18px;margin-top:14px;color:#fff}
.health-findings h5{font-family:'Fraunces',Georgia,serif;font-size:16px;color:var(--navy);margin-bottom:14px;font-weight:600}
.health-finding-item{padding:14px 18px;background:var(--cream);border-left:3px solid var(--gold);margin-bottom:10px;font-size:13px;line-height:1.6;color:var(--ink)}
.health-finding-item strong{display:block;color:var(--navy);margin-bottom:4px;font-family:'Fraunces',Georgia,serif}

/* Salary slip */
.salary-slip-preview{background:#fff;border:1px solid var(--navy);padding:24px;margin-top:20px;font-family:'Inter',sans-serif}
.slip-header{text-align:center;border-bottom:2px solid var(--navy);padding-bottom:14px;margin-bottom:18px}
.slip-header h4{font-family:'Fraunces',Georgia,serif;font-size:18px;color:var(--navy);font-weight:600}
.slip-header .slip-sub{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;margin-top:4px}
.slip-emp{display:grid;grid-template-columns:1fr 1fr;gap:14px;padding:14px 0;border-bottom:1px solid var(--line);margin-bottom:14px;font-size:12px}
.slip-emp div{display:flex;flex-direction:column}
.slip-emp .label{color:var(--muted);font-size:10px;text-transform:uppercase;letter-spacing:1px}
.slip-emp .val{color:var(--ink);font-weight:500;margin-top:2px}
.slip-table{display:grid;grid-template-columns:1fr 1fr;gap:0;font-size:13px}
.slip-col-head{background:var(--cream);padding:10px 14px;font-size:11px;text-transform:uppercase;letter-spacing:1.5px;color:var(--navy);font-weight:600;border-bottom:1px solid var(--line)}
.slip-row{display:flex;justify-content:space-between;padding:8px 14px;border-bottom:1px solid var(--line);font-size:12px}
.slip-row.total{font-weight:600;background:var(--cream);color:var(--navy);font-family:'Fraunces',Georgia,serif}
.slip-net{background:var(--navy);color:#fff;padding:14px 20px;margin-top:14px;display:flex;justify-content:space-between;align-items:center}
.slip-net .label{font-size:11px;text-transform:uppercase;letter-spacing:2px}
.slip-net .val{font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--gold-soft);font-weight:600}

/* Career */
.career-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.career-visual{background:linear-gradient(135deg, var(--cream), #e6ecf4);aspect-ratio:1.2/1;padding:40px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end}
.career-visual::before{content:'CA';position:absolute;top:-40px;right:-30px;font-family:'Fraunces',Georgia,serif;font-size:280px;color:var(--gold);opacity:0.12;font-weight:600}
.career-visual h4{font-family:'Fraunces',Georgia,serif;font-size:28px;color:var(--navy);font-weight:600;line-height:1.2;position:relative}
.career-visual p{color:var(--muted);font-size:14px;margin-top:12px;position:relative}
.career-list{list-style:none;margin-bottom:24px}
.career-list li{padding:10px 0 10px 26px;position:relative;font-size:14px;color:var(--ink);border-bottom:1px dashed var(--line)}
.career-list li:last-child{border-bottom:none}
.career-list li::before{content:'\2192';position:absolute;left:0;top:10px;color:var(--gold);font-weight:600}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:48px}
.contact-info-card{background:var(--paper);padding:40px;border:1px solid var(--line)}
.contact-info-card h3{font-family:'Fraunces',Georgia,serif;font-size:24px;color:var(--navy);margin-bottom:8px;font-weight:600}
.contact-info-card .firm-line{font-size:13px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;margin-bottom:30px}
.contact-detail{display:flex;gap:16px;align-items:flex-start;padding:18px 0;border-bottom:1px solid var(--line)}
.contact-detail:last-child{border-bottom:none}
.contact-detail-icon{width:36px;height:36px;flex-shrink:0;background:var(--cream);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--navy)}
.contact-detail-content .label{font-size:11px;text-transform:uppercase;letter-spacing:2px;color:var(--muted);margin-bottom:4px}
.contact-detail-content .value{font-size:14px;color:var(--ink);line-height:1.5}
.contact-detail-content a{color:var(--ink);text-decoration:none}
.contact-detail-content a:hover{color:var(--gold)}
.contact-form{background:var(--paper);padding:40px;border:1px solid var(--line)}
.contact-form h3{font-family:'Fraunces',Georgia,serif;font-size:24px;color:var(--navy);margin-bottom:8px;font-weight:600}
.form-note{font-size:13px;color:var(--muted);margin-bottom:28px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:12px;text-transform:uppercase;letter-spacing:1.5px;color:var(--muted);margin-bottom:8px;font-weight:500}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 14px;border:1px solid var(--line);background:var(--cream);font-family:'Inter',sans-serif;font-size:14px;color:var(--ink);transition:border-color 0.2s}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--navy)}
.form-group textarea{resize:vertical;min-height:100px}

/* Lazy-loaded static map */
.map-static{position:relative;width:100%;aspect-ratio:16/9;background:var(--cream);border:1px solid var(--line);overflow:hidden;cursor:pointer;display:block}
.map-static img{width:100%;height:100%;object-fit:cover}
.map-overlay{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(180deg, rgba(10,37,64,0.1), rgba(10,37,64,0.5));color:#fff;text-align:center;padding:20px}
.map-overlay h4{font-family:'Fraunces',Georgia,serif;font-size:22px;color:#fff;margin-bottom:10px}
.map-overlay .btn{margin-top:12px}

/* ICAI banner */
.icai-banner{background:var(--navy-deep);color:#cfd6e1;padding:36px 0;text-align:center;font-size:13px;line-height:1.7}
.icai-banner strong{color:var(--gold-soft)}
.icai-banner p{max-width:900px;margin:0 auto;font-style:italic}

/* Footer */
.site-footer{background:#04111f;color:#8a96a8;padding:60px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:40px}
.site-footer h5{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:2px;margin-bottom:20px;font-weight:600;font-family:'Inter',sans-serif}
.site-footer ul{list-style:none}
.site-footer ul li{padding:6px 0;font-size:13px}
.site-footer a{color:#8a96a8;text-decoration:none}
.site-footer a:hover{color:var(--gold-soft)}
.footer-brand p{font-size:13px;line-height:1.7;margin-top:16px;max-width:340px}
.footer-brand .firm-name-foot{font-family:'Fraunces',Georgia,serif;color:#fff;font-size:22px;font-weight:600}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.08);padding-top:24px;display:flex;justify-content:space-between;align-items:center;font-size:12px;flex-wrap:wrap;gap:12px}

/* Floating CTAs */
.float-stack{position:fixed;bottom:24px;right:24px;z-index:50;display:flex;flex-direction:column;gap:12px;align-items:flex-end}
.float-cta{position:relative;display:flex;align-items:center;justify-content:center;height:54px;border-radius:50%;width:54px;box-shadow:0 10px 30px rgba(10,37,64,0.3);color:#fff;transition:all 0.3s;text-decoration:none}
.float-cta.call{background:var(--navy)}
.float-cta.call:hover{background:var(--gold);transform:scale(1.08);color:#fff}
.float-cta.whatsapp{background:#25D366;padding:0 22px 0 14px;width:auto;gap:10px;border-radius:50px}
.float-cta.whatsapp:hover{transform:scale(1.04);color:#fff;box-shadow:0 14px 38px rgba(37,211,102,0.45)}
.float-cta-label{font-size:13.5px;font-weight:600;color:#fff;letter-spacing:0.2px;white-space:nowrap;font-family:'Inter','Helvetica Neue',Arial,sans-serif}
.float-cta-pulse{position:absolute;top:-3px;right:-3px;width:14px;height:14px;background:#ff3b30;border-radius:50%;border:2px solid #fff;animation:fcPulse 1.6s ease-in-out infinite}
@keyframes fcPulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(1.35);opacity:0.65}}
@media (max-width:560px){
  .float-stack{bottom:14px;right:14px;gap:10px}
  .float-cta.whatsapp{padding:0;width:54px;border-radius:50%}
  .float-cta-label{display:none}
}

/* Modal generic */
.modal-backdrop{position:fixed;inset:0;background:rgba(6,26,49,0.85);display:none;align-items:center;justify-content:center;z-index:200;padding:20px;backdrop-filter:blur(4px)}
.modal-backdrop.open{display:flex}
.modal{background:var(--paper);max-width:480px;width:100%;padding:40px;border-top:3px solid var(--gold);position:relative}
.modal h3{font-family:'Fraunces',Georgia,serif;font-size:24px;color:var(--navy);margin-bottom:8px;font-weight:600}
.modal p{font-size:13px;color:var(--muted);margin-bottom:24px}
.modal-close{position:absolute;top:16px;right:16px;background:none;border:none;font-size:20px;cursor:pointer;color:var(--muted)}
.modal small{font-size:11px;color:var(--muted);font-style:italic;display:block;margin-top:14px;line-height:1.5}

/* Resources teaser on home */
.resources-teaser{background:var(--cream)}
.teaser-grid{display:grid;grid-template-columns:2fr 1fr;gap:48px}
.teaser-list{border-top:2px solid var(--navy)}
.teaser-item{display:grid;grid-template-columns:120px 1fr auto;gap:20px;align-items:center;padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit;transition:background 0.2s}
.teaser-item:hover{background:var(--paper);padding-left:12px;padding-right:12px;color:inherit}
.teaser-date{font-family:'Fraunces',Georgia,serif;font-size:13px;color:var(--gold);font-weight:600;letter-spacing:1px;text-transform:uppercase}
.teaser-title{font-size:15px;color:var(--ink);font-weight:500}
.teaser-tag{font-size:10px;background:var(--paper);border:1px solid var(--line);padding:4px 10px;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}
.aside-links{background:var(--paper);padding:32px;border-left:3px solid var(--gold)}
.aside-links h3{font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--navy);margin-bottom:14px;font-weight:600}
.aside-links p{font-size:14px;color:var(--muted);margin-bottom:20px}
.aside-links ul{list-style:none}
.aside-links ul li{padding:10px 0;border-bottom:1px solid var(--line);font-size:14px}
.aside-links ul li:last-child{border-bottom:none}
.aside-links a{display:flex;justify-content:space-between;align-items:center}
.aside-links a::after{content:'\2192';color:var(--gold)}

/* Responsive */
@media(max-width:980px){
  .main-nav ul{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--paper);padding:20px;border-bottom:1px solid var(--line);gap:16px}
  .main-nav.open ul{display:flex}
  .menu-toggle{display:block}
  .hero-grid,.career-grid,.contact-grid,.content-grid,.service-block-grid,.teaser-grid{grid-template-columns:1fr;gap:40px}
  .content-aside{position:static}
  .services-grid,.downloads-grid{grid-template-columns:1fr 1fr}
  .features-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
  .form-row{grid-template-columns:1fr}
  .top-strip-left{font-size:12px}
  section{padding:60px 0}
  .hero{padding:60px 0 80px}
  .page-hero{padding:14px 0 12px}
  .team-card{grid-template-columns:1fr}
  .team-photo{aspect-ratio:2/1}
  .tools-grid{grid-template-columns:1fr 1fr}
  .calc-layout{grid-template-columns:1fr}
  .tool-dialog-header{padding:20px 22px}
  .tool-body{padding:22px}
}
@media(max-width:560px){
  .services-grid,.features-grid,.downloads-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .stat-grid,.team-creds{grid-template-columns:1fr}
  .top-strip-left{flex-direction:column;gap:6px}
  .teaser-item{grid-template-columns:1fr;gap:6px}
  .firm-name{font-size:20px}
  .modal,.contact-info-card,.contact-form{padding:24px}
  .tools-grid{grid-template-columns:1fr}
  .slip-emp{grid-template-columns:1fr}
  .input-row{grid-template-columns:1fr}
}

/* Print */
@media print{
  .site-header,.site-footer,.float-stack,.icai-banner,.modal-backdrop,.tool-modal{display:none !important}
  body{background:#fff;color:#000}
}

/* === Tools Hub - Category Cards === */
.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:40px}
.category-card{background:var(--paper);border:1px solid var(--line);padding:36px 30px;transition:all 0.3s;position:relative;overflow:hidden;text-decoration:none;color:inherit;display:block}
.category-card:hover{border-color:var(--navy);transform:translateY(-4px);box-shadow:0 20px 40px -16px rgba(10,37,64,0.18);color:inherit}
.category-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s}
.category-card:hover::before{transform:scaleX(1)}
.category-icon{width:60px;height:60px;background:var(--navy);color:var(--gold-soft);display:flex;align-items:center;justify-content:center;margin-bottom:22px}
.category-meta{font-size:12px;text-transform:uppercase;letter-spacing:2px;color:var(--gold-dark);font-weight:600;margin-bottom:10px}
.category-card h3{font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--navy);font-weight:600;margin-bottom:12px;line-height:1.25;letter-spacing:-0.01em}
.category-card p{font-size:14px;color:var(--muted);line-height:1.65;margin-bottom:18px}
.category-launch{font-size:11px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-weight:600;display:inline-flex;align-items:center;gap:6px}

/* === Tools Hub - Index Section === */
.tool-index-section{margin-bottom:48px}
.tool-index-section:last-child{margin-bottom:0}
.tool-index-heading{display:flex;justify-content:space-between;align-items:center;font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--navy);font-weight:600;margin-bottom:20px;padding-bottom:14px;border-bottom:2px solid var(--gold)}
.tool-index-viewall{font-family:'Inter',sans-serif;font-size:12px;color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-weight:600;text-decoration:none}
.tool-index-viewall:hover{color:var(--navy)}
.tool-index-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.tool-index-card{background:var(--paper);border:1px solid var(--line);padding:18px 22px;transition:all 0.25s;text-decoration:none;color:inherit;display:block}
.tool-index-card:hover{border-color:var(--navy);transform:translateY(-2px);box-shadow:0 12px 24px -10px rgba(10,37,64,0.1);color:inherit}
.tool-index-card h4{font-family:'Fraunces',Georgia,serif;font-size:15px;color:var(--navy);font-weight:600;margin-bottom:4px;line-height:1.35}
.tool-index-card p{font-size:12px;color:var(--muted);line-height:1.55}

/* === Individual Tool Page === */
.tool-page-wrap{background:var(--paper);border:1px solid var(--line);padding:36px;margin-bottom:20px;box-shadow:0 8px 20px -10px rgba(10,37,64,0.08)}
.tool-disclaimer{background:#f0f5fb;border-left:3px solid var(--gold);padding:16px 20px;font-size:13px;color:var(--muted);line-height:1.65}
.tool-disclaimer strong{color:var(--navy);font-family:'Fraunces',Georgia,serif}

/* === Tool page FAQ === */
.tool-faqs{margin-top:32px}
.tool-faqs h2{font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--navy);font-weight:600;margin-bottom:16px}
.tool-faq{background:var(--paper);border:1px solid var(--line);margin-bottom:10px}
.tool-faq summary{cursor:pointer;padding:14px 18px;font-size:14px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:40px}
.tool-faq summary::-webkit-details-marker{display:none}
.tool-faq summary::after{content:'+';position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:18px;color:var(--gold);font-weight:400;line-height:1}
.tool-faq[open] summary::after{content:'\2212'}
.tool-faq[open] summary{border-bottom:1px solid var(--line)}
.tool-faq summary:hover{color:var(--gold)}
.tool-faq > div{padding:14px 18px;font-size:13px;color:var(--muted);line-height:1.7}

/* === Tool form generic styles === */
.tool-form{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:flex-start}
.tool-form-inputs{display:flex;flex-direction:column;gap:14px}
.tool-form-output{background:var(--navy);color:#fff;padding:28px;position:sticky;top:100px}
.tool-form-output h3{font-family:'Fraunces',Georgia,serif;font-size:16px;color:var(--gold-soft);margin-bottom:18px;font-weight:500;letter-spacing:0.5px;border-bottom:1px solid rgba(255,255,255,0.15);padding-bottom:12px}
.tool-form-output .calc-line{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,0.1);font-size:13px;color:#cfd6e1}
.tool-form-output .calc-line.total{margin-top:12px;padding-top:16px;border-top:2px solid var(--gold);border-bottom:none;font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--gold-soft);font-weight:600}
.tool-form-output .calc-line.total span:first-child{color:#fff;font-size:11px;text-transform:uppercase;letter-spacing:2px;font-family:'Inter',sans-serif;font-weight:500}
.tool-form-output .note{margin-top:18px;font-size:11px;color:#a8b2c2;line-height:1.55;font-style:italic}

.tool-form .input-group{margin-bottom:0}
.tool-form .input-group label{display:block;font-size:11px;text-transform:uppercase;letter-spacing:1.5px;color:var(--muted);margin-bottom:6px;font-weight:600}
.tool-form .input-group input,
.tool-form .input-group select,
.tool-form .input-group textarea{width:100%;padding:11px 14px;border:1px solid var(--line);background:var(--cream);font-family:'Inter',sans-serif;font-size:14px;color:var(--ink);transition:border-color 0.2s}
.tool-form .input-group input:focus,
.tool-form .input-group select:focus,
.tool-form .input-group textarea:focus{outline:none;border-color:var(--navy);background:#fff}

.tool-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.tool-radio-group{display:flex;gap:8px;flex-wrap:wrap}
.tool-radio-btn{flex:1;min-width:120px;padding:10px;text-align:center;border:1px solid var(--line);background:var(--cream);cursor:pointer;font-size:13px;color:var(--muted);transition:all 0.2s;font-family:'Inter',sans-serif}
.tool-radio-btn.active{background:var(--navy);color:#fff;border-color:var(--navy)}

/* === Result Card === */
.result-card{background:linear-gradient(135deg, var(--navy), var(--navy-deep));color:#fff;padding:28px;margin-top:20px}
.result-card h4{font-family:'Fraunces',Georgia,serif;font-size:14px;color:var(--gold-soft);margin-bottom:14px;letter-spacing:0.5px;text-transform:uppercase}
.result-line{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.1);font-size:13px}
.result-line:last-child{border-bottom:none}
.result-line.highlight{background:rgba(29,95,167,0.1);padding:14px;border:1px solid rgba(29,95,167,0.3);font-family:'Fraunces',Georgia,serif;font-size:20px;color:var(--gold-soft);font-weight:600;margin-top:10px}
.result-yes{color:#5fc77c;font-weight:600}
.result-no{color:#ff7a7a;font-weight:600}
.result-info{background:rgba(255,255,255,0.05);padding:16px;border-left:3px solid var(--gold);font-size:13px;color:#cfd6e1;line-height:1.6;margin-top:14px}

/* === Search/Filter input === */
.tool-search{width:100%;padding:14px 18px;border:1px solid var(--line);background:var(--paper);font-family:'Inter',sans-serif;font-size:15px;margin-bottom:20px;transition:border-color 0.2s}
.tool-search:focus{outline:none;border-color:var(--navy)}

/* === Data table === */
.data-table{width:100%;border-collapse:collapse;background:var(--paper);border:1px solid var(--line);font-size:13px;margin-top:14px}
.data-table thead{background:var(--navy);color:#fff}
.data-table th{padding:14px 16px;text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:1.5px;font-weight:600}
.data-table td{padding:12px 16px;border-bottom:1px solid var(--line);color:var(--ink)}
.data-table tbody tr:hover{background:var(--cream)}
.data-table .rate{font-family:'Fraunces',Georgia,serif;font-weight:600;color:var(--gold)}

/* === Status badges === */
.badge{display:inline-block;padding:3px 10px;font-size:10px;text-transform:uppercase;letter-spacing:1px;font-weight:600}
.badge-green{background:#d8f0dc;color:#1f6b38}
.badge-red{background:#fbe0e0;color:#a01818}
.badge-amber{background:#dce9f7;color:#14497f}
.badge-gray{background:var(--cream);color:var(--muted);border:1px solid var(--line)}

/* === Mobile === */
@media(max-width:980px){
  .category-grid{grid-template-columns:1fr 1fr;gap:18px}
  .tool-index-grid{grid-template-columns:1fr}
  .tool-form{grid-template-columns:1fr;gap:24px}
  .tool-form-output{position:static}
  .tool-page-wrap{padding:24px}
}
@media(max-width:560px){
  .category-grid{grid-template-columns:1fr}
  .tool-index-heading{flex-direction:column;align-items:flex-start;gap:8px}
  .tool-page-wrap{padding:18px}
  .tool-form-row{grid-template-columns:1fr}
}

/* ============ Income Tax Act 2025 Banner ============ */
.itact-banner{
  background:linear-gradient(to right, #1a2745 0%, #243660 100%);
  color:#cfe0f2;
  padding:16px 20px;
  margin-bottom:24px;
  border-left:4px solid var(--gold-soft);
  border-radius:2px;
}
.itact-banner-inner{display:flex;gap:14px;align-items:flex-start}
.itact-banner-icon{
  flex-shrink:0;
  width:24px;height:24px;
  background:var(--gold-soft);
  color:var(--navy);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-family:'Fraunces',Georgia,serif;
  font-weight:700;
  font-size:14px;
  font-style:italic;
}
.itact-banner-text{font-size:13px;line-height:1.7;color:#e8ebf2}
.itact-banner-text strong{color:#fff;font-weight:600}
.itact-banner-text a{color:var(--gold-soft);font-weight:600;border-bottom:1px dotted var(--gold-soft);padding-bottom:1px}
.itact-banner-text a:hover{color:#fff;border-bottom-color:#fff}
@media(max-width:600px){
  .itact-banner{padding:14px}
  .itact-banner-inner{flex-direction:column;gap:10px}
  .itact-banner-text{font-size:12.5px}
}

/* ============ Deprecation flag ============ */
.dep-flag{
  display:inline-block;
  background:#a01818;
  color:#fff;
  font-size:10px;
  font-weight:600;
  padding:2px 6px;
  border-radius:2px;
  letter-spacing:0.5px;
  text-transform:uppercase;
  vertical-align:middle;
  margin-left:6px;
}

/* ============ Numeric Payment Code styling ============ */
.npc-code{
  font-family:'Fraunces',Georgia,serif;
  font-weight:600;
  color:var(--gold);
  background:rgba(29,95,167,0.08);
  padding:2px 6px;
  border:1px solid rgba(29,95,167,0.3);
  border-radius:2px;
  font-size:12px;
}

/* ============ Top Tools Quick Access (Homepage) ============ */
.top-tools{padding:80px 0;background:#fff}
.tools-quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px}
.tools-quick-cat{background:var(--cream);border:1px solid var(--line);padding:24px;display:flex;flex-direction:column;gap:12px;transition:all 0.35s ease;position:relative;overflow:hidden}
.tools-quick-cat::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s ease}
.tools-quick-cat:hover{transform:translateY(-4px);box-shadow:0 8px 26px rgba(10,37,64,0.08);border-color:var(--gold)}
.tools-quick-cat:hover::before{transform:scaleX(1)}
.tools-quick-cat-head{display:flex;align-items:center;gap:12px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.tools-quick-cat-icon{width:38px;height:38px;display:flex;align-items:center;justify-content:center;background:var(--navy);color:var(--gold-soft);border-radius:50%;flex-shrink:0}
.tools-quick-cat-head h3{font-family:'Fraunces',Georgia,serif;font-size:17px;color:var(--navy);font-weight:600;margin:0;line-height:1.2}
.tool-card-quick{display:flex;flex-direction:column;gap:4px;padding:13px 16px;background:#fff;border:1px solid var(--line);text-decoration:none;color:inherit;position:relative;transition:all 0.25s ease}
.tool-card-quick:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateX(4px)}
.tool-card-quick:hover strong{color:#fff}
.tool-card-quick:hover span{color:rgba(255,255,255,0.7)}
.tool-card-quick strong{font-size:14px;color:var(--navy);font-weight:600;display:block;transition:color 0.2s}
.tool-card-quick span{font-size:12px;color:var(--muted);line-height:1.4;transition:color 0.2s}
.tool-card-quick-arrow{position:absolute;right:14px;top:14px;color:var(--gold);font-size:14px;font-weight:600;opacity:0;transition:opacity 0.25s, transform 0.25s}
.tool-card-quick:hover .tool-card-quick-arrow{opacity:1;transform:translateX(2px)}
.tool-card-quick-more{background:transparent;border-style:dashed;border-color:rgba(29,95,167,0.5)}
.tool-card-quick-more strong{color:var(--gold)}
.tools-quick-cat-cta{background:linear-gradient(135deg,var(--navy) 0%,#06192e 100%);color:#fff;display:flex;align-items:center;justify-content:center;text-align:center;border-color:var(--navy)}
.tools-quick-cat-cta:hover{border-color:var(--gold)}
.tools-quick-cta-inner h3{font-family:'Fraunces',Georgia,serif;font-size:20px;color:#fff;margin-bottom:10px;font-weight:500}
.tools-quick-cta-inner p{color:rgba(255,255,255,0.75);font-size:13px;margin-bottom:18px}
.tools-quick-cta-inner .btn{font-size:13px;padding:11px 22px;background:var(--gold);color:#fff;border:none}
.tools-quick-cta-inner .btn:hover{background:#fff;color:var(--navy)}
@media (max-width:880px){.tools-quick-grid{grid-template-columns:repeat(2,1fr);gap:18px}.tools-quick-cat{padding:20px}}
@media (max-width:560px){
  .tools-quick-grid{grid-template-columns:1fr;gap:14px}
  .top-tools{padding:50px 0}
  /* Force cards into block-level on mobile to prevent inline-text rendering */
  .tools-quick-cat{display:block !important;padding:18px}
  .tools-quick-cat-head{display:flex !important;align-items:center;gap:12px;padding-bottom:12px;margin-bottom:12px;border-bottom:1px solid var(--line)}
  .tools-quick-cat-icon{width:36px !important;height:36px !important;background:var(--navy) !important;color:var(--gold-soft) !important;border-radius:50% !important;display:flex !important;align-items:center;justify-content:center;flex-shrink:0}
  .tool-card-quick{display:block !important;padding:12px 14px;background:#fff !important;border:1px solid var(--line) !important;margin-bottom:8px;text-decoration:none !important;position:relative}
  .tool-card-quick:last-child{margin-bottom:0}
  .tool-card-quick strong{display:block !important;font-size:14px;color:var(--navy);font-weight:600;margin-bottom:3px;line-height:1.35}
  .tool-card-quick span:not(.tool-card-quick-arrow){display:block !important;font-size:12px;color:var(--muted);line-height:1.45}
  /* On touch devices arrow is always visible since :hover doesn't exist */
  .tool-card-quick-arrow{opacity:1 !important;position:static !important;display:inline-block !important;margin-right:6px;color:var(--gold);font-weight:600}
}

/* ============ 15 Tools 5x3 Grid (homepage) ============ */
.tools-15-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin-top:32px}
.tool-15-card{position:relative;display:block;background:var(--cream);border:1px solid var(--line);padding:20px 18px 18px 18px;text-decoration:none;color:inherit;transition:all 0.3s cubic-bezier(0.22,1,0.36,1);overflow:hidden}
.tool-15-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s ease}
.tool-15-card:hover{transform:translateY(-4px);box-shadow:0 8px 22px rgba(10,37,64,0.10);border-color:var(--gold);background:#fff}
.tool-15-card:hover::before{transform:scaleX(1)}
.tool-15-num{font-family:'Fraunces',Georgia,serif;font-size:13px;color:var(--gold-dark);font-weight:700;letter-spacing:0.5px;margin-bottom:10px}
.tool-15-card strong{display:block;font-size:14.5px;color:var(--navy);font-weight:600;line-height:1.3;margin-bottom:6px}
.tool-15-card span{display:block;font-size:12px;color:var(--muted);line-height:1.45}
.tool-15-card:hover strong{color:var(--navy)}
@media (max-width:1080px){.tools-15-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:720px){.tools-15-grid{grid-template-columns:repeat(2,1fr);gap:12px}.tool-15-card{padding:16px 14px}}
@media (max-width:420px){.tools-15-grid{grid-template-columns:1fr}}

/* ============ Floating Query Tab (WhatsApp) ============ */
.float-query{position:fixed;right:22px;bottom:22px;z-index:9999;display:flex;flex-direction:column;align-items:flex-end;gap:10px}
.float-query-btn{
  display:flex;align-items:center;gap:10px;
  background:#25D366;color:#fff;
  padding:13px 18px;border-radius:50px;
  box-shadow:0 6px 18px rgba(37,211,102,0.35),0 2px 6px rgba(0,0,0,0.1);
  text-decoration:none;font-weight:600;font-size:14px;
  transition:transform 0.25s, box-shadow 0.25s;
  cursor:pointer;border:none;font-family:inherit;
}
.float-query-btn:hover{transform:translateY(-2px) scale(1.03);box-shadow:0 10px 24px rgba(37,211,102,0.45),0 3px 8px rgba(0,0,0,0.15);color:#fff}
.float-query-btn svg{flex-shrink:0}
.float-query-label{white-space:nowrap}
.float-query-pulse{
  position:absolute;top:-4px;right:-4px;width:14px;height:14px;background:#ff3b30;border-radius:50%;border:2px solid #fff;
  animation:fqPulse 1.6s ease-in-out infinite;
}
@keyframes fqPulse{
  0%,100%{transform:scale(1);opacity:1}
  50%{transform:scale(1.3);opacity:0.7}
}
@media (max-width:560px){
  .float-query{right:14px;bottom:14px}
  .float-query-btn{padding:12px 14px;font-size:13px}
  .float-query-label{display:none}
  .float-query-btn{padding:14px;border-radius:50%}
}

/* ============ Book a Consultation — direct contact (no embed) ============ */
.appointment-section{padding:64px 0;background:var(--cream)}
.appointment-section .section-head{margin-bottom:32px}
.appointment-section .section-title{font-size:clamp(24px,3vw,32px);margin-bottom:8px}
.appointment-section .section-sub{font-size:14px;max-width:600px;margin-left:auto;margin-right:auto}
.consult-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;max-width:1000px;margin:0 auto}
.consult-card{display:flex;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid var(--line);padding:26px 22px;text-decoration:none;color:inherit;transition:transform 0.2s ease,box-shadow 0.2s ease,border-color 0.2s ease;position:relative;overflow:hidden}
.consult-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.35s ease}
.consult-card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(10,37,64,0.10);border-color:var(--gold)}
.consult-card:hover::before{transform:scaleX(1)}
.consult-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:var(--cream);color:var(--gold-dark);border-radius:50%;margin-bottom:16px}
.consult-card h3{font-family:'Fraunces',Georgia,serif;font-size:17px;color:var(--navy);font-weight:600;margin:0 0 6px}
.consult-card p{font-size:13px;color:var(--muted);margin:0 0 16px;line-height:1.5;word-break:break-word}
.consult-cta{margin-top:auto;font-size:13px;font-weight:600;color:var(--gold-dark)}
.consult-card-primary{background:var(--navy);border-color:var(--navy)}
.consult-card-primary h3{color:#fff}
.consult-card-primary p{color:#c5d1e3}
.consult-card-primary .consult-icon{background:rgba(255,255,255,0.08);color:var(--gold-soft)}
.consult-card-primary .consult-cta{color:var(--gold-soft)}
.consult-card-primary:hover{border-color:var(--gold)}
.appt-note{font-size:12px;color:var(--muted);text-align:center;margin-top:28px;line-height:1.6;max-width:620px;margin-left:auto;margin-right:auto}
.appt-note a{color:var(--navy);text-decoration:underline}
@media (max-width:900px){.consult-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.consult-grid{grid-template-columns:1fr}.appointment-section{padding:44px 0}}

/* ============ Case Studies — Auto-Sliding Carousel (ICAI-compliant) ============ */
.case-studies-section{padding:70px 0;background:#fff}
.cs-carousel{position:relative;margin-top:30px;max-width:1180px;margin-left:auto;margin-right:auto}
.cs-viewport{overflow:hidden;padding:6px 0}
.cs-track{display:flex;gap:22px;transition:transform 0.6s cubic-bezier(0.22,1,0.36,1);will-change:transform}
.cs-slide-card{
  flex:0 0 calc((100% - 44px) / 3);
  background:var(--cream);border:1px solid var(--line);padding:24px;
  position:relative;transition:all 0.3s ease;
  min-height:240px;display:flex;flex-direction:column;
}
.cs-slide-card::before{content:'';position:absolute;top:0;left:0;width:4px;height:100%;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform 0.35s ease}
.cs-slide-card:hover{transform:translateY(-3px);box-shadow:0 6px 18px rgba(10,37,64,0.08);background:#fff}
.cs-slide-card:hover::before{transform:scaleY(1)}
.cs-slide-card .case-tag{display:inline-block;background:var(--navy);color:var(--gold-soft);padding:3px 10px;font-size:11px;letter-spacing:0.5px;font-weight:600;border-radius:2px;margin-bottom:14px;align-self:flex-start}
.cs-slide-card h3{font-family:'Fraunces',Georgia,serif;font-size:17px;color:var(--navy);margin-bottom:10px;line-height:1.3;font-weight:600}
.cs-slide-card .case-summary{font-size:13px;color:var(--muted);line-height:1.55;margin-bottom:14px;flex:1}
.cs-slide-card .case-meta{font-size:11.5px;color:var(--gold);font-weight:600;letter-spacing:0.4px;text-transform:uppercase;padding-top:12px;border-top:1px solid var(--line);margin-top:auto}

/* Arrows */
.cs-arrow{
  position:absolute;top:50%;transform:translateY(-50%);
  width:42px;height:42px;border-radius:50%;
  background:#fff;border:1px solid var(--line);color:var(--navy);
  font-size:26px;line-height:1;cursor:pointer;z-index:5;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 4px 14px rgba(10,37,64,0.10);
  transition:all 0.25s ease;
  font-family:'Fraunces',Georgia,serif;
  padding:0;
}
.cs-arrow:hover{background:var(--gold);color:#fff;border-color:var(--gold);transform:translateY(-50%) scale(1.08)}
.cs-arrow-prev{left:-22px}
.cs-arrow-next{right:-22px}
.cs-arrow-prev{padding-right:4px}
.cs-arrow-next{padding-left:4px}

/* Pagination + progress */
.cs-pagination{
  display:flex;align-items:center;justify-content:center;gap:8px;margin-top:24px;
  font-family:'Fraunces',Georgia,serif;color:var(--gold);font-size:14px;letter-spacing:0.5px;
}
.cs-pagination .cs-current{font-weight:700;color:var(--navy);font-size:15px}
.cs-pagination .cs-sep{color:var(--muted)}
.cs-pagination .cs-total{color:var(--muted);font-weight:500}
.cs-progress{flex:1;max-width:300px;height:3px;background:var(--line);margin-left:16px;border-radius:2px;overflow:hidden}
.cs-progress-bar{display:block;height:100%;width:0;background:var(--gold);transition:width 0.5s ease}

.case-studies-note{max-width:780px;margin:36px auto 0;text-align:center;font-size:12px;color:var(--muted);font-style:italic;line-height:1.6}

/* Responsive */
@media (max-width:1080px){
  .cs-slide-card{flex:0 0 calc((100% - 22px) / 2)}
  .cs-arrow-prev{left:-14px}.cs-arrow-next{right:-14px}
}
@media (max-width:720px){
  .case-studies-section{padding:50px 0}
  .cs-carousel{margin-top:24px}
  .cs-slide-card{flex:0 0 100%;min-height:auto;padding:20px}
  .cs-track{gap:14px}
  .cs-arrow{width:36px;height:36px;font-size:22px}
  .cs-arrow-prev{left:0}.cs-arrow-next{right:0}
  .cs-progress{display:none}
}

/* ============ Animated Services Section ============ */
.services-animated .service-card-anim{
  opacity:0;
  transform:translateY(28px);
  transition:opacity 0.7s cubic-bezier(0.22,1,0.36,1), transform 0.7s cubic-bezier(0.22,1,0.36,1);
  position:relative;
  overflow:hidden;
  background:#fff;
  text-decoration:none;
  color:inherit;
  display:block;
}
.services-animated .service-card-anim.in-view{opacity:1;transform:translateY(0)}
.service-card-anim::before{
  content:'';position:absolute;top:0;left:0;width:0;height:3px;background:var(--gold);
  transition:width 0.5s cubic-bezier(0.22,1,0.36,1) 0.2s;
}
.service-card-anim:hover::before{width:100%}
.service-card-anim::after{
  content:'';position:absolute;bottom:-50%;right:-50%;width:200%;height:200%;
  background:radial-gradient(circle,rgba(29,95,167,0.06) 0%,transparent 60%);
  opacity:0;transition:opacity 0.5s ease;pointer-events:none;
}
.service-card-anim:hover::after{opacity:1}
.service-icon-wrap{position:relative;width:48px;height:48px;margin-bottom:18px}
.service-icon-bg{
  position:absolute;inset:0;background:var(--navy);border-radius:50%;
  transform:scale(0.85);transition:transform 0.45s cubic-bezier(0.34,1.56,0.64,1),background 0.3s;z-index:1;
}
.service-card-anim:hover .service-icon-bg{transform:scale(1.1);background:var(--gold)}
.service-icon-anim{
  position:absolute;inset:0;display:flex;align-items:center;justify-content:center;
  color:var(--gold);z-index:2;
  transition:color 0.3s,transform 0.45s cubic-bezier(0.34,1.56,0.64,1);
}
.service-card-anim:hover .service-icon-anim{color:var(--navy);transform:rotate(-4deg) scale(1.05)}
.service-card-anim h3{
  font-family:'Fraunces',Georgia,serif;font-size:19px;color:var(--navy);
  font-weight:600;margin-bottom:10px;transition:color 0.3s;position:relative;z-index:1;
}
.service-card-anim p{
  font-size:14px;color:var(--muted);line-height:1.6;margin-bottom:16px;
  position:relative;z-index:1;
}
.service-card-arrow{
  display:inline-block;font-size:13px;color:var(--gold);font-weight:600;
  opacity:0;transform:translateX(-6px);transition:opacity 0.35s, transform 0.35s;
  position:relative;z-index:1;
}
.service-card-anim:hover .service-card-arrow{opacity:1;transform:translateX(0)}

/* ============ Footer Social Media Icons ============ */
.footer-socials{display:flex;gap:8px;margin-top:14px;flex-wrap:wrap}
.footer-socials a{
  display:flex;align-items:center;justify-content:center;
  width:34px;height:34px;background:rgba(255,255,255,0.08);
  color:rgba(255,255,255,0.7);
  transition:all 0.25s ease;border-radius:50%;
}
.footer-socials a:hover{background:var(--gold-soft);color:var(--navy);transform:translateY(-2px)}

/* ============ Google Maps embed on contact page ============ */
.map-embed-wrap{
  position:relative;
  width:100%;
  border:1px solid var(--line);
  overflow:hidden;
  box-shadow:0 4px 20px rgba(10,37,64,0.06);
}
.map-embed-wrap iframe{
  display:block;
  width:100%;
  height:450px;
  filter:saturate(1.05);
}
.map-info-card{
  background:#fff;
  border:1px solid var(--line);
  border-top:none;
  padding:24px 28px;
  display:grid;
  grid-template-columns:1.5fr auto;
  gap:30px;
  align-items:center;
}
.map-info-card-left h4{
  font-family:'Fraunces',Georgia,serif;
  font-size:18px;
  color:var(--navy);
  font-weight:600;
  margin-bottom:8px;
}
.map-info-card-left p{
  font-size:14px;
  color:var(--muted);
  line-height:1.6;
  margin:0;
}
.map-info-card-left p.map-info-hours{
  margin-top:10px;
  font-size:13px;
  color:var(--navy);
}
.map-info-card-left p.map-info-hours strong{
  color:var(--navy);
}
.map-info-card-right{
  display:flex;
  flex-direction:column;
  gap:8px;
  min-width:200px;
}
.map-info-card-right .btn{
  text-align:center;
  font-size:13px;
  padding:11px 18px;
}
@media (max-width:780px){
  .map-info-card{grid-template-columns:1fr;gap:18px;padding:20px}
  .map-embed-wrap iframe{height:360px}
  .map-info-card-right{min-width:auto;flex-direction:row;flex-wrap:wrap}
  .map-info-card-right .btn{flex:1;min-width:140px}
}

/* ============ Site-wide search ============ */
.nav-search-btn{
  background:transparent;border:1px solid var(--line);
  color:var(--navy);width:34px;height:34px;display:flex;align-items:center;justify-content:center;
  cursor:pointer;transition:all 0.2s;padding:0;border-radius:50%;
}
.nav-search-btn:hover{background:var(--gold);color:#fff;border-color:var(--gold)}
.site-search-overlay{
  position:fixed;inset:0;z-index:9999;display:none;
  align-items:flex-start;justify-content:center;padding-top:80px;
}
.site-search-overlay.open{display:flex}
.site-search-backdrop{
  position:absolute;inset:0;background:rgba(10,37,64,0.75);backdrop-filter:blur(4px);
  animation:fadeIn 0.2s ease;
}
.site-search-modal{
  position:relative;background:#fff;width:100%;max-width:640px;
  margin:0 20px;padding:30px;box-shadow:0 20px 60px rgba(0,0,0,0.3);
  animation:slideDown 0.3s cubic-bezier(0.22,1,0.36,1);
  max-height:80vh;display:flex;flex-direction:column;
}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes slideDown{from{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}
.site-search-close{
  position:absolute;top:14px;right:14px;background:none;border:none;
  font-size:28px;color:var(--muted);cursor:pointer;line-height:1;width:32px;height:32px;
  display:flex;align-items:center;justify-content:center;
}
.site-search-close:hover{color:var(--navy)}
.site-search-label{
  display:block;font-size:11px;font-weight:600;color:var(--navy);
  text-transform:uppercase;letter-spacing:2px;margin-bottom:12px;
}
.site-search-input-wrap{
  display:flex;align-items:center;gap:10px;border-bottom:2px solid var(--gold);
  padding:8px 0;
}
.site-search-input-wrap svg{color:var(--gold);flex-shrink:0}
#siteSearchInput{
  flex:1;border:none;outline:none;font-size:17px;padding:8px 0;
  font-family:inherit;background:transparent;color:var(--navy);
}
#siteSearchInput::placeholder{color:#aaa;font-style:italic}
.site-search-results{
  margin-top:16px;flex:1;overflow-y:auto;max-height:50vh;
}
.search-result{
  display:flex;flex-direction:column;gap:3px;
  padding:11px 14px;text-decoration:none;color:var(--navy);
  border-bottom:1px solid var(--line);transition:all 0.15s;
}
.search-result:last-child{border-bottom:none}
.search-result.active,.search-result:hover{
  background:var(--cream);padding-left:18px;color:var(--gold);
}
.search-result strong{font-size:14px;font-weight:600;line-height:1.3}
.search-result small{font-size:12px;color:var(--muted);line-height:1.4}
.search-result .search-cat{
  display:inline-block;font-size:10px;padding:2px 7px;background:var(--cream);
  color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-weight:700;
  margin-left:auto;align-self:flex-start;
}
.search-empty{padding:30px 0;text-align:center;color:var(--muted);font-style:italic;font-size:14px}
.search-hint-empty{padding:30px 0;text-align:center;color:var(--muted);font-size:13px}
.site-search-hint{
  margin-top:14px;padding-top:14px;border-top:1px solid var(--line);
  font-size:11px;color:var(--muted);text-align:center;
}
.site-search-hint kbd{
  background:var(--cream);padding:2px 6px;border:1px solid var(--line);
  font-family:'SF Mono',Consolas,monospace;font-size:10px;
  margin:0 2px;
}
@media (max-width:560px){
  .site-search-overlay{padding-top:50px}
  .site-search-modal{padding:22px;margin:0 12px}
  #siteSearchInput{font-size:16px}
}

/* ============ Featured service landing page cards ============ */
.featured-services-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:14px;
}
.featured-service-card{
  display:block;background:#fff;border:1px solid var(--line);
  padding:22px;text-decoration:none;color:inherit;
  transition:all 0.25s ease;position:relative;
  border-left:3px solid transparent;
}
.featured-service-card:hover{
  border-left-color:var(--gold);
  transform:translateY(-3px);
  box-shadow:0 10px 25px rgba(10,37,64,0.08);
}
.featured-service-card .fs-icon{font-size:26px;margin-bottom:12px}
.featured-service-card strong{
  display:block;font-family:'Fraunces',Georgia,serif;
  font-size:16px;color:var(--navy);font-weight:600;
  margin-bottom:6px;line-height:1.3;
}
.featured-service-card span{
  display:block;font-size:13px;color:var(--muted);line-height:1.55;
}

/* ============================================================
   ACCESSIBILITY FIXES (UI/UX audit 2026-05-15)
   ============================================================ */

/* (1) Focus-visible rings — restore keyboard focus indicator everywhere
   Pure CSS, only fires on keyboard navigation (not mouse clicks) */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible,
summary:focus-visible{
  outline:2px solid var(--gold-dark);
  outline-offset:2px;
  border-radius:2px;
}
/* Compensate for elements with very tight padding */
.menu-toggle:focus-visible,
.nav-search-btn:focus-visible,
.footer-socials a:focus-visible{
  outline-offset:3px;
}

/* (2) 44×44px minimum touch targets on icon buttons
   WCAG 2.5.5 Target Size (Enhanced), and Apple/Google guidelines */
@media (max-width: 880px){
  /* Menu-toggle is display:block on mobile (line 415) — give it the 44px sizing only there */
  .menu-toggle{
    min-width:44px;
    min-height:44px;
    align-items:center;
    justify-content:center;
  }
}
.nav-search-btn{
  min-width:44px !important;
  min-height:44px !important;
  width:44px !important;
  height:44px !important;
}
.footer-socials a{
  min-width:40px;
  min-height:40px;
  width:40px;
  height:40px;
}
.footer-socials{gap:10px !important}

/* (3) Service cards must be visible even if JS fails to run
   We RENDER visible by default; JS removes this class once observer is set up */
.service-card-anim{opacity:1;transform:none}
/* Once JS is loaded and applies the wait class, hide for the reveal animation */
.js-anim-ready .service-card-anim{opacity:0;transform:translateY(20px);transition:all 0.7s cubic-bezier(0.22,1,0.36,1)}
.js-anim-ready .service-card-anim.in-view{opacity:1;transform:translateY(0)}

/* (4) Respect prefers-reduced-motion across all animations */
@media (prefers-reduced-motion: reduce){
  *,
  *::before,
  *::after{
    animation-duration:0.01ms !important;
    animation-iteration-count:1 !important;
    transition-duration:0.01ms !important;
    scroll-behavior:auto !important;
  }
  .service-card-anim,
  .js-anim-ready .service-card-anim{
    opacity:1 !important;
    transform:none !important;
  }
  .reveal-on-scroll{opacity:1 !important;transform:none !important}
}

/* (5) Service card arrow visible on touch devices (no :hover) */
@media (hover: none) and (pointer: coarse){
  .service-card-arrow{
    opacity:1 !important;
    transform:none !important;
  }
}

/* (6) Body font size floor — Inter at 16px stays comfortable, but a few utility sizes lift */
.section-eyebrow,
.hero-eyebrow{font-size:12px}

/* (7) Better link contrast — restore arrow/decorative gold to dark variant on light bgs */
.service-card-arrow{color:var(--gold-dark)}

/* Documents Hub tile - homepage featured pill */
.tools-quick-cat-featured{border-top-color:var(--gold-dark) !important;box-shadow:0 4px 12px rgba(29,95,167,0.08)}
.tools-quick-new-pill{display:inline-block;background:var(--gold-dark);color:#fff;font-size:9px;font-weight:600;text-transform:uppercase;letter-spacing:1px;padding:2px 7px;border-radius:2px;margin-left:6px;vertical-align:2px}

/* ============ Lead-Magnet Modal + Newsletter (universal) ============ */
.lm-modal{position:fixed;inset:0;z-index:10000;display:flex;align-items:center;justify-content:center;padding:20px}
.lm-modal[hidden]{display:none}
.lm-backdrop{position:absolute;inset:0;background:rgba(10,37,64,0.75);backdrop-filter:blur(2px);animation:lmFadeIn 0.25s ease-out}
.lm-dialog{position:relative;background:#fff;max-width:460px;width:100%;padding:36px 32px 28px;border-radius:4px;box-shadow:0 25px 60px rgba(0,0,0,0.25);animation:lmSlideUp 0.3s cubic-bezier(0.22,1,0.36,1);max-height:92vh;overflow-y:auto}
@keyframes lmFadeIn{from{opacity:0}to{opacity:1}}
@keyframes lmSlideUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
.lm-close{position:absolute;top:12px;right:14px;background:transparent;border:0;color:var(--muted);font-size:28px;line-height:1;cursor:pointer;padding:4px 8px;transition:color 0.2s}
.lm-close:hover{color:var(--navy)}
.lm-eyebrow{display:inline-block;background:var(--gold);color:#fff;font-size:10.5px;font-weight:600;text-transform:uppercase;letter-spacing:1px;padding:3px 10px;margin-bottom:14px;border-radius:2px}
.lm-dialog h3{font-family:'Fraunces',Georgia,serif;font-size:22px;color:var(--navy);margin:0 0 6px;font-weight:600;line-height:1.25}
.lm-sub{font-size:13.5px;color:var(--muted);line-height:1.5;margin:0 0 20px}
.lm-field{margin-bottom:14px;display:flex;flex-direction:column;gap:6px}
.lm-field label{font-size:12.5px;font-weight:600;color:var(--navy)}
.lm-field input{padding:11px 13px;border:1px solid var(--line);background:#fff;font-family:inherit;font-size:14px;color:var(--navy);border-radius:0;transition:border-color 0.2s,box-shadow 0.2s}
.lm-field input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(29,95,167,0.12)}
.lm-consent{display:flex;align-items:flex-start;gap:8px;font-size:11.5px;color:var(--muted);line-height:1.5;margin:14px 0 18px;cursor:pointer}
.lm-consent input[type="checkbox"]{flex-shrink:0;margin-top:2px;cursor:pointer;accent-color:var(--gold)}
.lm-consent a{color:var(--navy);text-decoration:underline}
.lm-submit{width:100%;padding:13px;font-size:14px;justify-content:center}
.lm-error{margin-top:12px;padding:10px 12px;background:#fbe9e9;border:1px solid #c75050;color:#7a1f1f;font-size:12.5px;border-radius:2px;display:none}
.lm-note{font-size:10.5px;color:var(--muted);text-align:center;margin:14px 0 0;font-style:italic;line-height:1.5}
.lm-state-success{text-align:center;padding:20px 0}
.lm-success-icon{width:64px;height:64px;border-radius:50%;background:#e7f5e7;color:#2d7a2d;display:inline-flex;align-items:center;justify-content:center;font-size:36px;font-weight:700;margin-bottom:16px}
.lm-state-success .btn{margin-top:14px}
.lm-state-success a{color:var(--gold);font-weight:600;text-decoration:underline}
@media (max-width:520px){
  .lm-dialog{padding:28px 22px 22px;max-height:96vh}
  .lm-dialog h3{font-size:19px}
}

/* ============ Newsletter Signup Band (homepage) ============ */
.newsletter-band{background:linear-gradient(135deg, #0a2540 0%, #14365a 100%);padding:60px 0;color:#fff}
.newsletter-band-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;max-width:1080px;margin:0 auto}
.newsletter-band-text{padding-right:20px}
.newsletter-eyebrow{display:inline-block;color:var(--gold-soft);font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:14px}
.newsletter-band-text h2{font-family:'Fraunces',Georgia,serif;font-size:clamp(24px,3vw,32px);color:#fff;margin:0 0 12px;line-height:1.2;font-weight:600}
.newsletter-band-text p{color:#c5d1e3;font-size:14px;line-height:1.65;margin:0}
.newsletter-band-cta{text-align:center}
.newsletter-band-btn{background:var(--gold) !important;border-color:var(--gold) !important;color:#fff !important;padding:16px 28px !important;font-size:15px !important;font-weight:600;box-shadow:0 6px 20px rgba(29,95,167,0.3);transition:all 0.3s}
.newsletter-band-btn:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(29,95,167,0.35);background:#174e8c !important}
.newsletter-band-meta{font-size:11.5px;color:#7d8aa0;margin-top:12px;font-style:italic}
@media (max-width:760px){
  .newsletter-band{padding:44px 0}
  .newsletter-band-inner{grid-template-columns:1fr;gap:24px;text-align:center}
  .newsletter-band-text{padding-right:0}
  .newsletter-band-text p{font-size:13.5px}
}

/* ============ Blog ============ */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.blog-card{background:#fff;border:1px solid var(--line);transition:all 0.3s ease;position:relative;overflow:hidden}
.blog-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.4s ease}
.blog-card:hover{transform:translateY(-4px);box-shadow:0 10px 28px rgba(10,37,64,0.10);border-color:var(--gold)}
.blog-card:hover::before{transform:scaleX(1)}
.blog-card-link{display:block;padding:26px;text-decoration:none;color:inherit;height:100%}
.blog-card-cat{display:inline-block;background:var(--navy);color:var(--gold-soft);font-size:10.5px;font-weight:600;text-transform:uppercase;letter-spacing:1px;padding:3px 10px;border-radius:2px;margin-bottom:14px}
.blog-card-title{font-family:'Fraunces',Georgia,serif;font-size:19px;color:var(--navy);line-height:1.3;margin:0 0 12px;font-weight:600}
.blog-card-excerpt{font-size:13.5px;color:var(--muted);line-height:1.6;margin:0 0 18px}
.blog-card-meta{font-size:12px;color:var(--muted);display:flex;align-items:center;gap:8px;margin-bottom:14px}
.blog-card-dot{color:var(--gold)}
.blog-card-readmore{font-size:13px;color:var(--gold);font-weight:600;letter-spacing:0.3px}
@media (max-width:980px){.blog-grid{grid-template-columns:repeat(2,1fr);gap:18px}}
@media (max-width:640px){.blog-grid{grid-template-columns:1fr}}

/* Single article */
.blog-article-cat{display:inline-block;background:var(--gold);color:#fff;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:1px;padding:4px 12px;border-radius:2px;margin-bottom:14px}
.blog-article-meta{font-size:13px;color:var(--muted);display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-top:14px}
.blog-layout{display:grid;grid-template-columns:240px 1fr;gap:48px;max-width:1080px;margin:0 auto;align-items:start}
.blog-toc{position:sticky;top:100px}
.blog-toc-inner{background:var(--cream);border:1px solid var(--line);padding:22px 20px}
.blog-toc-title{font-family:'Fraunces',Georgia,serif;font-size:13px;font-weight:600;color:var(--navy);text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
.blog-toc ul{list-style:none;padding:0;margin:0}
.blog-toc li{margin-bottom:10px}
.blog-toc a{font-size:13px;color:var(--muted);text-decoration:none;line-height:1.4;transition:color 0.2s;display:block}
.blog-toc a:hover{color:var(--gold)}
.blog-body{max-width:720px;font-size:15.5px;line-height:1.75;color:#2a3441}
.blog-body h2{font-family:'Fraunces',Georgia,serif;font-size:24px;color:var(--navy);margin:36px 0 14px;line-height:1.25;font-weight:600;scroll-margin-top:100px}
.blog-body h3{font-family:'Fraunces',Georgia,serif;font-size:19px;color:var(--navy);margin:26px 0 10px;font-weight:600}
.blog-body p{margin:0 0 18px}
.blog-body table{border-collapse:collapse;width:100%;margin:20px 0;font-size:13.5px}
.blog-body th{background:var(--navy);color:#fff;padding:10px 12px;text-align:left;font-weight:600}
.blog-body td{padding:9px 12px;border:1px solid var(--line);vertical-align:top}
.blog-body tbody tr:nth-child(even){background:var(--cream)}
.blog-body strong{color:var(--navy)}
.blog-body a{color:var(--gold);text-decoration:underline}
.blog-faq{margin:20px 0}
.blog-faq-item{border:1px solid var(--line);margin-bottom:10px;background:#fff}
.blog-faq-item summary{padding:16px 20px;font-weight:600;color:var(--navy);cursor:pointer;font-size:15px;list-style:none;position:relative;padding-right:46px}
.blog-faq-item summary::-webkit-details-marker{display:none}
.blog-faq-item summary::after{content:'+';position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:22px;color:var(--gold);font-weight:400}
.blog-faq-item[open] summary::after{content:'\2212'}
.blog-faq-answer{padding:0 20px 18px;color:var(--muted);font-size:14px;line-height:1.65}
.blog-faq-answer p{margin:0}
.blog-author-box{margin-top:48px;padding:26px;background:var(--cream);border-left:4px solid var(--gold)}
.blog-author-name{font-family:'Fraunces',Georgia,serif;font-size:17px;font-weight:600;color:var(--navy);margin-bottom:8px}
.blog-author-box p{font-size:13.5px;color:var(--muted);line-height:1.65;margin:0 0 14px}
.blog-related{max-width:1080px;margin:60px auto 0;padding-top:40px;border-top:1px solid var(--line)}
.blog-related h2{font-family:'Fraunces',Georgia,serif;font-size:24px;color:var(--navy);margin-bottom:24px;font-weight:600}
@media (max-width:900px){
  .blog-layout{grid-template-columns:1fr;gap:28px}
  .blog-toc{position:static}
  .blog-toc-inner{background:var(--cream)}
  .blog-body{max-width:none}
}

/* ============ Compliance Reminder Signup ============ */
.reminder-card{max-width:760px;margin:30px auto 0;background:#fff;border:1px solid var(--line);padding:36px;box-shadow:0 4px 24px rgba(10,37,64,0.05)}
.reminder-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:24px}
.reminder-field{display:flex;flex-direction:column;gap:6px}
.reminder-field label{font-size:13px;font-weight:600;color:var(--navy)}
.reminder-field input{padding:11px 13px;border:1px solid var(--line);background:#fff;font-family:inherit;font-size:14px;color:var(--navy);border-radius:0;transition:border-color 0.2s,box-shadow 0.2s}
.reminder-field input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(29,95,167,0.12)}
.reminder-cats-label{font-size:13px;font-weight:600;color:var(--navy);margin-bottom:14px}
.reminder-cats{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:24px}
.reminder-cat{cursor:pointer;display:block}
.reminder-cat input{position:absolute;opacity:0;width:0;height:0}
.reminder-cat-box{display:block;border:1.5px solid var(--line);padding:14px 16px;transition:all 0.2s;background:#fff}
.reminder-cat-box strong{display:block;font-size:14px;color:var(--navy);margin-bottom:3px}
.reminder-cat-box small{display:block;font-size:11.5px;color:var(--muted);line-height:1.4}
.reminder-cat:hover .reminder-cat-box{border-color:var(--gold)}
.reminder-cat input:checked + .reminder-cat-box{border-color:var(--gold);background:rgba(29,95,167,0.07);box-shadow:0 0 0 1px var(--gold) inset}
.reminder-cat input:focus-visible + .reminder-cat-box{box-shadow:0 0 0 3px rgba(29,95,167,0.25)}
.reminder-consent{display:flex;align-items:flex-start;gap:8px;font-size:12px;color:var(--muted);line-height:1.55;margin-bottom:22px;cursor:pointer}
.reminder-consent input{flex-shrink:0;margin-top:2px;accent-color:var(--gold);cursor:pointer}
.reminder-submit{width:100%;padding:14px;font-size:15px;justify-content:center}
.reminder-error{margin-top:14px;padding:11px 14px;background:#fbe9e9;border:1px solid #c75050;color:#7a1f1f;font-size:13px;border-radius:2px}
.reminder-success{text-align:center;padding:30px 10px}
.reminder-success-icon{width:64px;height:64px;border-radius:50%;background:#e7f5e7;color:#2d7a2d;display:inline-flex;align-items:center;justify-content:center;font-size:34px;font-weight:700;margin-bottom:16px}
.reminder-success h3{font-family:'Fraunces',Georgia,serif;font-size:21px;color:var(--navy);margin:0 0 8px;font-weight:600}
.reminder-success p{font-size:14px;color:var(--muted);line-height:1.6;max-width:420px;margin:0 auto}
@media (max-width:600px){
  .reminder-card{padding:24px 20px}
  .reminder-grid{grid-template-columns:1fr}
  .reminder-cats{grid-template-columns:1fr}
}